In your role as guardian to an aging loved one, you may have heard about two programs that can reduce healthcare costs and stabilize an aging parent. The Department of Veterans Affairs Aid and Attendance benefit and Medicaid waiver programs.
The Veterans Affairs Aid and Attendance benefit:
- Helps with the costs of a variety of health care services, including home care or care within a facility.
- Is paid to veterans who served at least one day during a time of war and who are already collecting a compensation or pension.
- Is also paid to surviving spouses of eligible veterans.
If you’re eligible, you can apply for the Aid and Attendance benefit at your regional Veterans Affairs office.
Medicaid waiver programs
Medicaid waiver programs are available to senior citizens and adults with disabilities. Each state has a different name for its Medicaid waiver program. But many programs are generally known as home and community based services, or waivers.
Coverage and eligibility requirements vary from state to state. Elder care consultants can help you understand the benefits and eligibility where you live and can guide you through the application process.
Services and support provided through Medicaid waiver programs include:
- Home modifications
- Durable medical equipment
- Caregiver support programs
- Transportation services
- Respite care
- Personal emergency response systems
- Home-delivered meals
Program services are typically available for:
- Senior citizens
- Adults with physical, mental or developmental disabilities
- Persons with traumatic brain injuries
VA Aid and Attendance benefit and Medicaid waiver programs are two of many resources available to help you care for an aging loved one.
You may also want to explore eligibility for assistance through social security programs such as supplemental security income and social security disability benefits.